Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Calhan: (719) 347-2727    |    Ellicott: (719) 683-3999    |    Falcon: (719) 495-3650    |    Kiowa: (303) 621-0100

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Rates

See how much you will earn for each account. Find Interest rate information for deposit accounts, certificate of deposit, and money markets.

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APY = Annual Percentage Yield. Rates and APY are effective and accurate as of 4/29/2025. Fees may reduce earnings.

Deposit Accounts

AccountInterest RateAPY
SuperNOW 0.05% 0.05%
Savings Accounts 1 0.10% 0.10%
Christmas Club 0.10% 0.10%

1 $25 to open and the minimum balance required after 30 days from opening to avoid a monthly service charge of $2.58.

Certificates of Deposit (CDs)

TermInterest Rate APYMinimum Opening Deposit
6 Months 3.13% 3.17% $500
12 Months 2.90% 2.93% $500
2 Years 2.93% 2.96% $500
3 Years 3.04% 3.07% $500
5 Years 3.08% 3.12% $500

Rates are subject to change at any time. Please call for the most current rates.

 

Penalties apply for early withdrawal. At the time of the CD’s renewal, the following renewal terms will apply:

  • Standard Term CDs will automatically renew on the maturity date.
  • Unless the original is a CD Special, each renewal term will be the same as the original one, beginning on the maturity date.
  • If the original CD term is less than one (1) year, and it is not a CD Special, you can make additional deposits to the CD.
  • CD specials renew at the closest lower non-CD Special term: for example, a nine (9) month special will renew at a six (6) month term.
  • Rates are subject to change without notice.
  • Limited time offer.

Should FSB offer a Special Relationship CD: Relationship will be defined as having another deposit account or loan with Farmers State Bank of Calhan, Ellicott, Falcon and Kiowa.

Money Market

BalanceRateAPY
Up to $999.99 0.10% 0.10%
$1,000.00-4,999.99 0.10% 0.10%
$5,000.00-9,999.99 0.10% 0.10%
$10,000.00-24,999.99 0.17% 0.17%
$25,000.00-49,999.99 0.18% 0.18%
$50,000.00-99,999.99 0.19% 0.19%
$100,000.00 and up 0.40% 0.40%

Rates subject to change at any time.

$1,000 to open and the minimum balance required to avoid a monthly service charge of $10.00.

Premier Money Market

BalanceInterest RateAPY
Up to $10,000 0.10% 0.10%
$10,000-24,999.99 0.20% 0.20%
$25,000-49,999.99 0.20% 0.20%
$50,000-99,999.99 0.20% 0.20%
$100,000-249,999.99 0.50% 0.50%
$250,000-499,999.99 0.60% 0.60%
$500,000 and up 0.75% 0.75%

Rates subject to change at any time.

$10,000 to open and the minimum balance required to avoid a monthly service charge of $25.00

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