Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Calhan: (719) 347-2727    |    Ellicott: (719) 683-3999    |    Falcon: (719) 495-3650    |    Kiowa: (303) 621-0100

Routing # 102103562    |    Locations & Hours  |    File Transfers    |     Pay Loan

Sometimes you need more than cash on hand. A Farmers State Bank Visa Credit Card gives you the purchasing power to manage everyday expenses, plan for bigger purchases, and earn rewards along the way. With competitive fixed rates, no balance transfer fees, and ScoreCard Rewards for every dollar you spend, our credit cards are designed to make managing your money simple and rewarding.

Backed by the strength of a family-owned community bank, your Farmers State Bank credit card comes with local service and support you can count on.

What Is an FSB Credit Card?

An FSB credit card is a Visa-powered card that lets you make purchases securely in-store, online, or around the world. With a low fixed interest rate, your payments remain predictable, and you can enjoy ScoreCard Rewards to redeem for travel, merchandise, or gift cards. Unlike many big-bank cards, ours are managed locally – so you can skip the runaround and work directly with a team that knows you by name.

Benefits of a Farmers State Bank Credit Card

  • Competitive low fixed rates that fit your budget.
  • No balance transfer fees – move balances without extra costs.
  • ScoreCard Rewards points for every dollar you spend.
  • Convenient online account management.
  • Backed by the Visa network for worldwide purchasing power.
  • Local service and support from Farmers State Bank.

Popular Uses for Credit Cards

  • Everyday purchases – groceries, gas, dining, and more.
  • Online shopping with Visa-backed security.
  • Travel and lodging, with global Visa acceptance.
  • Consolidating higher-interest balances.
  • Building credit history responsibly.

Meet Farmers State Bank’s Loan Officers

Employee NameNMLS ID Work LocationContact
Lindsey Lawson - Preisser 873899 1500 8th St Calhan CO 80808

Email: llpreisser@yourfsb.com

Phone: (719) 347-2727

Scott Lutz 543634 1500 8th St Calhan CO 80808

Email: scottl@yourfsb.com

Phone: (719) 347-2727

Leo Prosser 2534634 1500 8th St Calhan CO 80808

Email: lprosser@yourfsb.com

Phone: (719) 347-2727

Sara Strouse 2062662 434 Comanche St. Kiowa, CO 80117

Email: sarastrouse@yourfsb.com

Phone: (303) 621-0100

Bret Swennes 554092 7025 Old Meridian Rd Falcon CO 80831

Email: bswennes@yourfsb.com

Phone: (719) 495-3650

April Drew 2569373 445 N. Ellicott Hwy Calhan, CO 80808

Email: adrew@yourfsb.com

Phone: (719) 683-3999

Getting Started

Applying is easy. Download the application below or stop by your nearest branch in Calhan, Ellicott, Falcon, or Kiowa to get started.

Download a Credit Card Application (PDF)

Already have an FSB Credit Card? Pay your bill online at MyCardStatement.com.

Credit Card FAQs

What type of credit card does FSB offer?

We offer a Visa credit card with a low fixed rate and ScoreCard Rewards.

Do FSB credit cards have annual fees?

No. Our credit cards are designed to keep costs low for customers.

Can I transfer balances from another card?

Yes. And unlike many competitors, we don’t charge balance transfer fees.

What rewards do I earn with ScoreCard?

Points can be redeemed for travel, merchandise, gift cards, and more.

How do I manage my card online?

You can easily view transactions, make payments, and manage your account at MyCardStatement.com.

Why Choose Farmers State Bank for Your Credit Card?

Big banks may offer credit cards, but they don’t offer the personalized service that comes with banking locally. At Farmers State Bank, we provide credit solutions backed by more than 100 years of trust in Colorado. You’ll get a reliable Visa card with rewards and competitive rates – plus the peace of mind that comes from knowing your bank is right down the road.

With an FSB credit card, you’re not just making purchases – you’re building a stronger financial future with a community bank that puts you first.

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