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Calhan: (719) 347-2727    |    Ellicott: (719) 683-3999    |    Falcon: (719) 495-3650    |    Kiowa: (303) 621-0100

Routing # 102103562    |    Locations & Hours  |    File Transfers    |     Pay Loan

Agriculture isn’t just an industry; it’s a way of life for a lot of Colorado families. From family ranches and generational farms to crop operations, dairy producers, and livestock owners across Eastern & Southern Colorado, as well as the Front Range, agriculture is the heartbeat of our region.

For more than 100 years, Farmers State Bank has stood alongside Colorado producers, offering fair lending, local decision-making, and support that strengthens rural communities. Our agriculture loans are tailored to help farmers, ranchers, and ag-business owners secure the capital they need to operate, grow, and pass their legacy on to the next generation.

When you’re building the future of Colorado agriculture, you deserve a lender who understands the work, the land, and the people behind it.

Lending Built for Farmers, Ranchers & Ag-Based Businesses

Our ag lending experts know the unique challenges and cycles that define the agricultural landscape including weather, seasonality, equipment needs, land values, livestock markets, and more. We finance operations ranging from small family farms to large-scale producers, and we pride ourselves on fast, local decisions and competitive rates backed by generations of trust.

With Farmers State Bank, you gain:

  • Competitive rates built for agricultural operations
  • Financing for equipment, livestock, feed, and operating needs
  • Options for crop production and cattle financing
  • Flexible repayment structures aligned with ag cycles
  • Local loan officers who understand rural banking and ag economics
  • A lending partner with more than a century of agricultural support in Colorado

What Our Agriculture Loans Can Help You Finance

We offer financing for nearly every ag need:

  • Livestock loans (cattle, breeding stock, show animals & more)
  • Crop financing for seed, chemicals, fertilizer & operating costs
  • Farm & ranch equipment loans (new or used)
  • Feed, supplies & working capital needs
  • Land improvements & infrastructure (irrigation, barns, fencing, facilities)
  • Ag-business operating lines to manage seasonal cash flow

Whether you’re expanding your herd, upgrading machinery, preparing for planting season, or managing day-to-day cash flow, our team is here to help.

Meet Our Agriculture Lending Team

Employee NameNMLS ID Work LocationContact
Lindsey Lawson - Preisser 873899 1500 8th St Calhan CO 80808

Email: llpreisser@yourfsb.com

Phone: (719) 347-2727

Scott Lutz 543634 1500 8th St Calhan CO 80808

Email: scottl@yourfsb.com

Phone: (719) 347-2727

Leo Prosser 2534634 1500 8th St Calhan CO 80808

Email: lprosser@yourfsb.com

Phone: (719) 347-2727

Sara Strouse 2062662 434 Comanche St. Kiowa, CO 80117

Email: sarastrouse@yourfsb.com

Phone: (303) 621-0100

Bret Swennes 554092 7025 Old Meridian Rd Falcon CO 80831

Email: bswennes@yourfsb.com

Phone: (719) 495-3650

April Drew 2569373 445 N. Ellicott Hwy Calhan, CO 80808

Email: adrew@yourfsb.com

Phone: (719) 683-3999

Loan decisions are made here in Colorado, never out of state.

What You’ll Need to Apply

To apply for an agriculture loan, please provide:

  • The last 3 years of Personal Tax Returns
  • The last 3 years of Business Tax Returns (if applicable)
  • Current financial statements detailing livestock and crops on hand

Download a Printable Application (PDF)

Or stop by a branch in Calhan, Ellicott, Falcon, or Kiowa to meet with a lender in person.

Do you offer financing for both livestock and crop operations?

Yes, we support cattle, livestock, and crop production financing.

Can I finance used farm equipment?

Absolutely. We finance both new and used machinery and tools.

Are repayment schedules flexible?

Yes. We understand seasonal operations and can structure terms around your production cycle.

Do you offer ag-specific lines of credit?

Yes, we provide operating lines to support seasonal or ongoing ag needs.

Is underwriting local?

Yes. All decisions are made right here in Colorado at Farmers State Bank, ensuring quick responses and personalized service. The loan officer who gathers your application is the same one who underwrites your request, closes the loan with you, and stands beside you long after the paperwork is signed.

Your Ag Legacy Deserves a Local Banking Partner

Agriculture has always been a foundation of life in Colorado, and Farmers State Bank has been there every step of the way. From multi-generation ranches to emerging ag operations, we stand beside the people who feed our communities and build our future.

When you’re ready to finance growth, secure seasonal funding, or invest in your operation, work with a bank that knows agriculture…because it’s part of our heritage too.

Contact our local ag lenders today to get started.

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