Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Calhan: (719) 347-2727    |    Ellicott: (719) 683-3999    |    Falcon: (719) 495-3650    |    Kiowa: (303) 621-0100

Routing # 102103562    |    Locations & Hours  |    File Transfers    |     Pay Loan

Whether you’re shopping for a new ride, upgrading your current vehicle, or refinancing for better terms, Farmers State Bank makes auto financing simple. With competitive fixed rates, flexible terms, and local decision-making, our auto loans give you the leverage you need – from dealership negotiations to faster approvals.

As a family-owned community bank, we’ve been helping Colorado drivers for over 100 years. From Calhan to Falcon, Colorado Springs to Pueblo, as well as the entire Front Range, our team is ready to put you in the driver’s seat.

What is an Auto Loan?

An auto loan is financing that allows you to buy or refinance a new or used vehicle while spreading the cost into manageable monthly payments. Instead of paying the full purchase price up front, you borrow from the bank and repay over time. This can make it easier for you to drive the car you need without straining your budget.

Benefits of an FSB Auto Loan

  • Competitive fixed rates to save you money over time
  • Flexible terms and monthly payments designed around your budget.
  • Pre-approvals are available, giving you extra leverage at the dealership.
  • Financing for both new and used vehicles.
  • Refinancing options to help lower your rate or monthly payment.
  • Prompt local decision-making and personalized support from start to finish.

Popular Uses for Auto Loans

  • Purchase a new car, truck, or SUV.
  • Finance a reliable used vehicle.
  • Refinance an existing auto loan for a better rate.
  • Cover the cost of an additional household vehicle.

Farmers State Bank’s Loan Officers

Employee NameNMLS ID Work LocationContact
Lindsey Lawson - Preisser 873899 1500 8th St Calhan CO 80808

Email: llpreisser@yourfsb.com

Phone: (719) 347-2727

Scott Lutz 543634 1500 8th St Calhan CO 80808

Email: scottl@yourfsb.com

Phone: (719) 347-2727

Leo Prosser 2534634 1500 8th St Calhan CO 80808

Email: lprosser@yourfsb.com

Phone: (719) 347-2727

Sara Strouse 2062662 434 Comanche St. Kiowa, CO 80117

Email: sarastrouse@yourfsb.com

Phone: (303) 621-0100

Bret Swennes 554092 7025 Old Meridian Rd Falcon CO 80831

Email: bswennes@yourfsb.com

Phone: (719) 495-3650

April Drew 2569373 445 N. Ellicott Hwy Calhan, CO 80808

Email: adrew@yourfsb.com

Phone: (719) 683-3999

Getting Started

To apply for an auto loan, you’ll need to provide:

  • A recent paystub
  • The last 3 years of tax returns (if self-employed)

Download a Printable Application (PDF)

Or stop by your nearest branch in Calhan, Ellicott, Falcon, or Kiowa to meet with a loan officer.

Auto Loan FAQs

Can I get pre-approved for an auto loan?

Yes. Pre-approval gives you extra confidence and bargaining power when shopping at the dealership.

Do you finance both new and used cars?

Yes. Farmers State Bank provides financing for both new and pre-owned vehicles.

Can I refinance my current auto loan?

Absolutely. Refinancing through FSB may help you lower your interest rate or monthly payment.

How quickly can I get approved?

With local decision-making, approvals are typically faster than at larger banks. Many applications are processed within a few business days.

Do you offer flexible repayment terms?

Yes. Loan terms are tailored to fit your budget and financial goals.

Why Choose Farmers State Bank?

Farmers State Bank has been a trusted lender in Colorado for more than a century. As a fourth-generation, family-owned bank, we combine modern lending solutions with the personal service only a local bank can provide.

With an FSB auto loan in Colorado, you’ll get more than just financing. You’ll get to work with a partner who understands your community, values relationships, and is committed to helping you get behind the wheel with confidence.

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