FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Calhan: (719) 347-2727 | Ellicott: (719) 683-3999 | Falcon: (719) 495-3650 | Kiowa: (303) 621-0100
Routing # 102103562 | Locations & Hours | File Transfers | Pay Loan
Running a business takes grit, determination, and capital. At Farmers State Bank, we’re here to help with all three. Since 1916, we’ve supported local business owners across Central, Eastern, and Southern Colorado with personalized lending solutions that help companies grow, hire, and thrive.
Whether you need financing for equipment, inventory, or working capital, our small business loans combine competitive rates, flexible terms, and local decision-making to help you reach your goals faster.
At Farmers State Bank, we know that no two businesses are the same. From family farms to self-employed operations, we take the time to understand your operation and tailor your financing to fit. Our loan officers live and work right here in Colorado, which means decisions are made locally, and you get the personal service you deserve.
When you choose FSB, you can expect:
A small business loan provides funds to cover essential business expenses, whether that’s expanding your operations, purchasing new equipment, or managing short-term cash flow. With a loan from Farmers State Bank, you’ll get financing that supports your vision without the red tape of large corporate banks.
We understand that success in business often starts with access to the right resources and we’re here to make that possible.
| Employee Name | NMLS ID | Work Location | Contact |
|---|---|---|---|
| Lindsey Lawson - Preisser | 873899 | 1500 8th St Calhan CO 80808 | Email: llpreisser@yourfsb.com Phone: (719) 347-2727 |
| Scott Lutz | 543634 | 1500 8th St Calhan CO 80808 | Email: scottl@yourfsb.com Phone: (719) 347-2727 |
| Leo Prosser | 2534634 | 1500 8th St Calhan CO 80808 | Email: lprosser@yourfsb.com Phone: (719) 347-2727 |
| Sara Strouse | 2062662 | 434 Comanche St. Kiowa, CO 80117 | Email: sarastrouse@yourfsb.com Phone: (303) 621-0100 |
| Bret Swennes | 554092 | 7025 Old Meridian Rd Falcon CO 80831 | Email: bswennes@yourfsb.com Phone: (719) 495-3650 |
| April Drew | 2569373 | 445 N. Ellicott Hwy Calhan, CO 80808 | Email: adrew@yourfsb.com Phone: (719) 683-3999 |
To apply for a Colorado small business loan, you’ll need:
The last 3 years of Personal Tax Returns
The last 3 years of Business Tax Returns (if filed separately)
A current financial statement
Download a Printable Application (PDF)
Or visit your nearest Farmers State Bank branch in Calhan, Ellicott, Falcon, or Kiowa to meet with a business lender in person.
With local underwriting and decision-making, most applications are processed much faster than at large national banks.
We provide financing for working capital, equipment, inventory, real estate, and more.
Collateral requirements vary based on loan amount and purpose. Our loan officers can walk you through all available options.
If you’re starting a new business, we’ll help you evaluate your financials and determine eligibility.
While FSB primarily offers in-house business loans, we can work with you to explore SBA-backed options when applicable.
For over a century, Farmers State Bank has been helping Colorado businesses turn ambition into achievement. Whether you’re managing a family-owned operation or building something brand new, our team provides the financial foundation to help you grow with confidence.
Call your nearest branch or stop by to discuss your goals with a local business lender. Farmers State Bank is where Colorado businesses find the support they deserve.
