FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Calhan: (719) 347-2727 | Ellicott: (719) 683-3999 | Falcon: (719) 495-3650 | Kiowa: (303) 621-0100
Routing # 102103562 | Locations & Hours | File Transfers | Pay Loan
Sometimes your house needs more than maintenance; it needs a full-on upgrade or makeover. Whether you’re planning a kitchen remodel, finishing a basement, or simply tackling a list of repairs, a home improvement loan from Farmers State Bank in Colorado gives you the financing to move forward.
With competitive rates, customizable terms, and local decision-making, our home improvement loans make it easy to fund your next project without draining your savings.
A home improvement loan is financing that is designed to help Colorado homeowners pay for repairs, upgrades, or renovations. A home improvement loan can be structured as a line of credit or a term note. This makes it a flexible option whether you’re doing a small project or a major remodel.
| Employee Name | NMLS ID | Work Location | Contact |
|---|---|---|---|
| Lindsey Lawson - Preisser | 873899 | 1500 8th St Calhan CO 80808 | |
| Scott Lutz | 543634 | 1500 8th St Calhan CO 80808 | |
| Leo Prosser | 2534634 | 1500 8th St Calhan CO 80808 | Email: lprosser@yourfsb.com Phone: (719) 347-2727 |
| Sara Strouse | 2062662 | 434 Comanche St. Kiowa, CO 80117 | |
| Bret Swennes | 554092 | 7025 Old Meridian Rd Falcon CO 80831 | |
| April Drew | 2569373 | 445 N. Ellicott Hwy Calhan, CO 80808 |
To apply for a home improvement loan, you’ll need to provide:
Download a Printable Application (PDF)
Or visit your nearest branch in Calhan, Ellicott, Falcon, or Kiowa to speak with a loan officer.
Loan amounts vary based on your credit, income, and project needs. Your loan officer will help you determine the right amount for your situation.
A HELOC provides a revolving line of credit, while a home improvement loan can be structured as a one-time loan with fixed repayment terms.
Not always. Home improvement loans are often secured by your home. However, for smaller projects, we can look at using other assets as collateral, making them an option even if you don’t want to use your home’s equity.
Yes. Many customers use one loan to cover several projects, whether it’s remodeling, repairs, or energy efficiency upgrades.
Because decisions are made locally, approvals are typically quicker than with larger banks. Your loan officer will walk you through the process from application to funding.
For more than 100 years, Farmers State Bank has helped families across Colorado build, buy, and improve their homes. As a fourth-generation, family-owned bank, we believe in offering competitive financing with the personal service you deserve.
With an FSB home improvement loan in Colorado, you’ll get more than just funding. You’ll get a trusted partner committed to helping you invest in your home and your future.
