FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Calhan: (719) 347-2727 | Ellicott: (719) 683-3999 | Falcon: (719) 495-3650 | Kiowa: (303) 621-0100
Routing # 102103562 | Locations & Hours | File Transfers | Pay Loan
At Farmers State Bank, we believe in investing in the future, and that means supporting the young people in our communities who are learning responsibility, leadership, and financial skills through the 4-H Program. Our 4-H loans for Colorado’s youth provide affordable financing to help kids and teens participate in projects like raising livestock, purchasing equipment, or preparing for county and state fairs.
With competitive fixed rates, flexible repayment options, and local decision-making, we’re proud to give the next generation of Colorado’s farmers, ranchers, and leaders the tools they need to succeed.
A 4-H loan is a youth-focused financing option designed to support students involved in the 4-H Program, America’s largest youth development organization. These loans make it possible for kids and teens to pursue agricultural projects without placing the entire financial burden on their families.
Whether it’s the cost of an animal, feed, show supplies, or other program expenses, a 4-H loan provides the funding needed for participants to fully engage in their projects while learning financial responsibility along the way.
| Employee Name | NMLS ID | Work Location | Contact |
|---|---|---|---|
| Lindsey Lawson - Preisser | 873899 | 1500 8th St Calhan CO 80808 | |
| Scott Lutz | 543634 | 1500 8th St Calhan CO 80808 | |
| Leo Prosser | 2534634 | 1500 8th St Calhan CO 80808 | Email: lprosser@yourfsb.com Phone: (719) 347-2727 |
| Sara Strouse | 2062662 | 434 Comanche St. Kiowa, CO 80117 | |
| Bret Swennes | 554092 | 7025 Old Meridian Rd Falcon CO 80831 | |
| April Drew | 2569373 | 445 N. Ellicott Hwy Calhan, CO 80808 |
Applying for a 4-H loan in Colorado is simple. Parents or guardians co-sign alongside the youth participant, ensuring the project has family support and proper financial guidance. Stop by your nearest Farmers State Bank branch in Calhan, Ellicott, Falcon, or Kiowa to meet with a loan officer and get started.
Download a Printable Application (PDF)
They make it possible for youth to take on meaningful agricultural projects without financial barriers, while teaching responsibility, money management, and leadership skills.
Most market livestock projects are eligible.
Youth actively participating in a 4-H Program, with a parent or guardian co-signer.
Loan amounts vary based on the project and need. Speak with a Farmers State Bank loan officer for details.
As a local, family-owned bank with deep roots in Colorado, we understand the importance of agriculture and community – and we’re committed to helping the next generation succeed. Our bank has supported the El Paso and Ebert County Fair for many years and you can always find us at the livestock sale ready to bid! Many of our employees also participated in 4-H in their youth and appreciate the hard work the participants put into their projects.
For generations, our family-owned bank has proudly supported 4-H participants and the county fairs that are at the heart of our rural communities. As long-time sponsors of the El Paso and Elbert County Fairs, we believe deeply in the importance of fostering youth development, strengthening community ties, and investing in the future of agriculture.
Each year, we attend the livestock sales, where we purchase multiple 4-H animals to directly support the hardworking youth who raise them. Bidding at the county fairs is a longstanding tradition for our bank’s owners and family, a tradition rooted in honoring local heritage and encouraging the next generation of agricultural leaders.
Supporting our youth, our communities, and the future of agriculture isn’t just something we do, it’s part of who we are.
