Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Calhan: (719) 347-2727    |    Ellicott: (719) 683-3999    |    Falcon: (719) 495-3650    |    Kiowa: (303) 621-0100

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Home Mortgage Loans in Colorado

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Local Lending You Can Trust Since 1916

Buying a home is one of the biggest financial decisions you’ll make, and having the right lender by your side makes all the difference. At Farmers State Bank, we’ve been helping families across Central & Southern Colorado achieve homeownership for more than a century. While we are proud to call Calhan & Eastern Colorado home, we’re happy to help homeowners all over our great state.

Whether you’re purchasing your first home, upgrading, refinancing, or looking for a vacation property, our mortgage loans combine flexible terms and local decision-making so you can move forward with confidence.

Why Choose Farmers State Bank for Your Home Loan?

At FSB, we don’t just process applications. Our team of experienced loan officers work with you one-on-one to find the right mortgage solution. Our lenders live and work in Colorado, so they understand the local housing market, property values, and rural financing challenges better than any out-of-town lender.

When you choose us, you’re choosing:

  • Financing options for primary residences, second homes, vacation homes, or investment properties.
  • Terms customized to your unique situation.
  • Free pre-approval to give you confidence when making an offer.
  • Personalized service and local underwriting from start to finish.
  • A portfolio bank that will service your loan rather than selling it in the secondary market.

The Loan Officers at Farmers State Bank

 

Employee NameNMLS ID Work LocationContact
Lindsey Lawson - Preisser 873899 1500 8th St Calhan CO 80808
Scott Lutz 543634 1500 8th St Calhan CO 80808
Leo Prosser 2534634 1500 8th St Calhan CO 80808

Email: lprosser@yourfsb.com

Phone: (719) 347-2727

Sara Strouse 2062662 434 Comanche St. Kiowa, CO 80117
Bret Swennes 554092 7025 Old Meridian Rd Falcon CO 80831
April Drew 2569373 445 N. Ellicott Hwy Calhan, CO 80808

Getting Started

Applying for a home mortgage is simple with Farmers State Bank. To get started, you’ll need:

  • A recent paystub
  • The last 2 years of W2 Statements or 2 years tax returns if self-employed

Download a Printable Application (PDF)

Or stop by your nearest branch in Calhan, Ellicott, Falcon, or Kiowa to meet with a lender in person.

Your Homeownership Journey Starts Here

Your dream of owning a home in Colorado is within reach. With competitive terms, personalized service, and local expertise, Farmers State Bank is here to help you every step of the way.

Call your closest local branch today in Central and Southern Colorado to speak with a mortgage lender, or start your application online today.

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