Which feature is more important to you?
Earning interestNo monthly service chargeReceiving check imagesWhat is more important to you?
Saving for the HolidaysEmergency/Rainy Day FundEarning higher interest on larger balancesWe recommend this account:SuperNOW Account
- Earn interest on entire balance, paid monthly
- $10 monthly service charge if daily balance drops below $1,000
- Surcharge-free ATM access at thousands of locations, via MoneyPass
- Free mobile banking with mobile deposit
- Free eStatements
- Free telephone banking
- Free debit card
- Overdraft Privilege Program*
- Unlimited check writing
- Ready Reserves available**
*We are not obligated to pay any item presented for payment if your account does not contain sufficient funds. However, if you maintain your checking account in good standing (defined as making regular deposits and bringing your account to a positive balance at least once every 30 days) and there are no legal orders outstanding, we may approve your reasonable overdrafts as a non-contractual courtesy. You may opt out of the privilege at any time, but you are responsible for any overdrawn balances at the time of opting out. Normally we will not approve an overdraft for you in excess of the predetermined amount assigned to your account type. So as not to exceed your limit, you should note that the amount of the overdraft plus the bank’s standard NSF fee (per item) will be deducted from the overdraft limit. We may refuse to pay an overdraft for you at any time, even though we may have previously paid overdrafts for you. You will be notified by mail of any NSF items paid or returned that you may have; however, we have no obligation to notify you before we pay or return any item. The amount of any overdraft plus our standard NSF fee(s) that you owe us shall be due and payable upon demand. If there is an overdraft paid by us on an account with more than one (1) owner on the signature card, each owner and agent, if applicable, drawing/presenting the item creating the overdraft, shall be jointly and severally liable for such overdraft plus our standard NSF fee(s).
**View the Ready Reserves Disclosure
Some features not available on all accounts.
We recommend this account:Complimentary Checking
- Free checking account
- No monthly service charge
- No minimum balance requirements
- Surcharge-free ATM access at thousands of locations, via MoneyPass
- Free mobile banking with mobile deposit
- Free eStatements
- Free telephone banking
- Free debit card
- Overdraft Privilege Program*
- Unlimited check writing
- Ready Reserves available**
*We are not obligated to pay any item presented for payment if your account does not contain sufficient funds. However, if you maintain your checking account in good standing (defined as making regular deposits and bringing your account to a positive balance at least once every 30 days) and there are no legal orders outstanding, we may approve your reasonable overdrafts as a non-contractual courtesy. You may opt out of the privilege at any time, but you are responsible for any overdrawn balances at the time of opting out. Normally we will not approve an overdraft for you in excess of the predetermined amount assigned to your account type. So as not to exceed your limit, you should note that the amount of the overdraft plus the bank’s standard NSF fee (per item) will be deducted from the overdraft limit. We may refuse to pay an overdraft for you at any time, even though we may have previously paid overdrafts for you. You will be notified by mail of any NSF items paid or returned that you may have; however, we have no obligation to notify you before we pay or return any item. The amount of any overdraft plus our standard NSF fee(s) that you owe us shall be due and payable upon demand. If there is an overdraft paid by us on an account with more than one (1) owner on the signature card, each owner and agent, if applicable, drawing/presenting the item creating the overdraft, shall be jointly and severally liable for such overdraft plus our standard NSF fee(s).
**View the Ready Reserves Disclosure
Some features not available on all accounts.
We recommend this account:Senior Checking
- Value-added checking for members ages 55 and better
- No monthly service charge
- No minimum balance requirements
- Includes free perks:
- Free cashiers checks
- Free money orders
- Free basic checks
- Free monthly statements with check images
- Surcharge-free ATM access at thousands of locations, via MoneyPass
- Free mobile banking with mobile deposit
- Free eStatements
- Free telephone banking
- Free debit card
- Overdraft Privilege Program*
- Receive check images
- Unlimited check writing
- Ready Reserves available**
*We are not obligated to pay any item presented for payment if your account does not contain sufficient funds. However, if you maintain your checking account in good standing (defined as making regular deposits and bringing your account to a positive balance at least once every 30 days) and there are no legal orders outstanding, we may approve your reasonable overdrafts as a non-contractual courtesy. You may opt out of the privilege at any time, but you are responsible for any overdrawn balances at the time of opting out. Normally we will not approve an overdraft for you in excess of the predetermined amount assigned to your account type. So as not to exceed your limit, you should note that the amount of the overdraft plus the bank’s standard NSF fee (per item) will be deducted from the overdraft limit. We may refuse to pay an overdraft for you at any time, even though we may have previously paid overdrafts for you. You will be notified by mail of any NSF items paid or returned that you may have; however, we have no obligation to notify you before we pay or return any item. The amount of any overdraft plus our standard NSF fee(s) that you owe us shall be due and payable upon demand. If there is an overdraft paid by us on an account with more than one (1) owner on the signature card, each owner and agent, if applicable, drawing/presenting the item creating the overdraft, shall be jointly and severally liable for such overdraft plus our standard NSF fee(s).
**View the Ready Reserves Disclosure
Some features not available on all accounts.
We recommend this account:Youth Checking
- Free checking account for young people ages 21 and under*
- No monthly service charge
- No minimum balance requirements
- Surcharge-free ATM access at thousands of locations, via MoneyPass
- Free mobile banking with mobile deposit
- Free eStatements
- Free telephone banking
- Free debit card
- Overdraft Privilege Program*
- Receive check images
- Unlimited check writing
- Ready Reserves available**
*Account holders under age 18 are required to have a co-signer.
**We are not obligated to pay any item presented for payment if your account does not contain sufficient funds. However, if you maintain your checking account in good standing (defined as making regular deposits and bringing your account to a positive balance at least once every 30 days) and there are no legal orders outstanding, we may approve your reasonable overdrafts as a non-contractual courtesy. You may opt out of the privilege at any time, but you are responsible for any overdrawn balances at the time of opting out. Normally we will not approve an overdraft for you in excess of the predetermined amount assigned to your account type. So as not to exceed your limit, you should note that the amount of the overdraft plus the bank’s standard NSF fee (per item) will be deducted from the overdraft limit. We may refuse to pay an overdraft for you at any time, even though we may have previously paid overdrafts for you. You will be notified by mail of any NSF items paid or returned that you may have; however, we have no obligation to notify you before we pay or return any item. The amount of any overdraft plus our standard NSF fee(s) that you owe us shall be due and payable upon demand. If there is an overdraft paid by us on an account with more than one (1) owner on the signature card, each owner and agent, if applicable, drawing/presenting the item creating the overdraft, shall be jointly and severally liable for such overdraft plus our standard NSF fee(s).
***View the Ready Reserves Disclosure.
Some features not available on all accounts.
We recommend this account:Regular Checking
- Simplified checking account
- Avoid the $5 monthly service charge by maintaining a $500 average balance
- Surcharge-free ATM access at thousands of locations, via MoneyPass
- Free mobile banking with mobile deposit
- Free eStatements
- Free telephone banking
- Free debit card
- Overdraft Privilege Program*
- Unlimited check writing
- Receive check images
- Ready Reserves available**
*We are not obligated to pay any item presented for payment if your account does not contain sufficient funds. However, if you maintain your checking account in good standing (defined as making regular deposits and bringing your account to a positive balance at least once every 30 days) and there are no legal orders outstanding, we may approve your reasonable overdrafts as a non-contractual courtesy. You may opt out of the privilege at any time, but you are responsible for any overdrawn balances at the time of opting out. Normally we will not approve an overdraft for you in excess of the predetermined amount assigned to your account type. So as not to exceed your limit, you should note that the amount of the overdraft plus the bank’s standard NSF fee (per item) will be deducted from the overdraft limit. We may refuse to pay an overdraft for you at any time, even though we may have previously paid overdrafts for you. You will be notified by mail of any NSF items paid or returned that you may have; however, we have no obligation to notify you before we pay or return any item. The amount of any overdraft plus our standard NSF fee(s) that you owe us shall be due and payable upon demand. If there is an overdraft paid by us on an account with more than one (1) owner on the signature card, each owner and agent, if applicable, drawing/presenting the item creating the overdraft, shall be jointly and severally liable for such overdraft plus our standard NSF fee(s).
**View the Ready Reserves Disclosure
Some features not available on all accounts.
We recommend this account:Christmas Club Account
- Easily save year-round for the holidays
- Interest paid quarterly on your entire balance
- No monthly maintenance fee
- Club funds are disbursed in early November
- Early withdrawals subject to penalty*
*No withdrawals can be made. If account is closed prior to November 1st, all interest gained will be forfeited.
Some features not available on all accounts.
We recommend this account:Standard Savings
- Interest-bearing account
- Set aside funds for something specific or simply a rainy day
- Interest paid quarterly
- $25 minimum balance
- Avoid the $2.58 monthly service charge by maintaining a balance of $25
- Withdrawal limits apply*
- Free online banking
- Free mobile banking
- Free eStatements available
- Free 24/7 telephone banking
*There is a $1.00 fee for each withdrawal over four (4) presented during a calendar month.
Some features not available on all accounts.
We recommend this account:Premier Money Market Accounts
- Enjoy flexibility with enhanced access to funds
- Greater earnings than savings accounts or standard money market
- Competitive, tiered rates based on minimum balance
- Earns interest on all balances
- Higher balances earn higher rates
- Make deposits at any time or set up direct deposit
- Avoid the $25 monthly service charge by maintaining balance of $10,000
- Direct check writing ability
- Unlimited in-branch transactions
- Free online banking
- Free eStatements available
- Free mobile banking
- Free 24/7 telephone banking
We recommend this account:Money Market Accounts
- Enjoy flexibility with enhanced access to funds
- Greater earnings than savings accounts
- Competitive, tiered rates based on minimum balance
- Earns interest on all balances
- Higher balances earn higher rates
- Make deposits at any time or set up direct deposit
- Avoid the $10 monthly service charge by maintaining balance of $1,000
- Direct check writing ability
- Unlimited in-branch transactions
- Free online banking
- Free eStatements available
- Free mobile banking
- Free 24/7 telephone banking
We recommend this account:Individual Retirement Accounts (IRAs)
- Save for retirement with tax advantages*
- Earn competitive interest higher than regular savings
- Earns interest quarterly
- Available in traditional and Roth
- Annual contribution limits apply
- $1,000 annual “catch up” contributions allowed for ages 50 and better
- No annual fees or set up fees
- No minimum balance requirements
For more information, please visit our IRA FAQ.
*Please consult a tax advisor.
Some features not available on all accounts.
We recommend this account:Certificates of Deposit (CDs)
A great way to start saving!
- $500 minimum to open
- Flexible terms from 6 months - 5 years
- Start building your savings today!
Check out our current rates.
*Annual Percentage Yield. APY is accurate as of 4/6/2022. $500 minimum deposit to open. $500 minimum balance. Early withdrawal penalties may apply. Fees may reduce the earnings on the account. You cannot make additional deposits to the account during a term (other than credited interest). You cannot withdraw principal from this account without our consent, except on or after maturity. For accounts such as these that automatically renew, there is a ten (10) day grace period after each renewal date during which withdrawals are permitted without penalty. CD specials will renew at the same standard term. For example: a six (6) month special will renew for another six (6) month term. Rates are subject to change without notice. Limited time offer.
Some features not available on all accounts.
CD Transaction Limitations
You cannot make additional deposits to this account during a term (other than credited interest). You cannot withdraw principal from this account without our consent except on or after maturity. (For accounts that automatically renew, there is a ten day grace period after each renewal date during which withdrawals are permitted without penalty).