Rates---shutterstock_164536541.png

Rates

See how much you stand to earn. Find interest rate information for deposit accounts, certificates of deposit, and money markets.

APY = Annual Percentage Yield. Rates effective as of 4/27/2017. Fees may reduce earnings.

Deposit Accounts

Account Interest Rate APY
SuperNOW 0.05% 0.05%
Savings Accounts1 0.10% 0.10%
Christmas Club 0.10% 0.10%

1 $25 to open and the minimum balance required after 30 days from opening to avoid a monthly service charge of $2.58.

Certificates of Deposit (CDs)

Term Interest Rate1
APY Minimum Opening Deposit
3 Months 0.35% 0.35% $500
6 Months 0.45% 0.45% $500
12 Months 0.75% 0.75% $500
14 Months 1.00% 1.00% $500
2 Years 1.15% 1.15% $500
26 Months 1.30% 1.31% $500
30 Months 1.25% 1.25% $500
3 Years 1.35% 1.35% $500
5 Years 1.65% 1.66% $500
Bump-It-Up CD Interest Rate1 APY Minimum Opening Deposit
24 Months 1.05% 1.05% $500
36 Months 1.25% 1.25% $500
60 Months 1.55% 1.56% $500

1 Relationship Rates: Relationship is defined as having another deposit account or loan with Farmers State Bank of Calhan.

Penalties apply for early withdrawal. At the time of the CD’s renewal, the following renewal terms will apply:

  • Standard Term CDs will automatically renew on the maturity date.
  • Each renewal term will be the same as the original one, beginning on the maturity date.
  • If the original CD term is less than one (1) year, and it is not a CD Special, you can make additional deposits to the CD.
  • CD specials renew at the closest lower standard term: for example, a nine (9) month special will renew at a six (6) month term.
  • Rates are subject to change without notice.
  • Limited time offer.

Bump-It-Up CD

  • You may choose to update or “Bump” the Interest Rate and Annual Percentage Yield on a 24-month certificate to the prevailing Interest Rate of the FSB 24-month certificate. The 36-month certificate can be updated to the prevailing Interest Rate of the FSB 36-month certificate. The 60-month certificate can be updated to the prevailing Interest Rate of the FSB 60-month certificate. The “Bump” option can only be exercised once during the term of the CD. The updated “Bump” Interest Rate will take effect within three business days of receiving your notice. The new Interest Rate will not be applied retroactively. $500 minimum deposit to open. $500 minimum balance. Early withdrawal penalties may apply. Fees may reduce the earnings on the account.

Contact any of our three branches for more information about fees and terms.

Money Market

Balance Rate APY
Up to $999.99 0.10% 0.10%
$1,000.00-4,999.99 0.10% 0.10%
$5,000.00-9,999.99 0.25% 0.25%
$10,000.00-24,999.99 0.30% 0.30%
$25,000.00-49,999.99 0.35% 0.35%
$50,000.00-99,999.99 0.40% 0.40%
$100,000.00 and up 0.50% 0.50%

$1,000 to open and the minimum balance required to avoid a monthly service charge of $10.00.

Premier Money Market

Balance Interest Rate APY
Up to $10,000 0.35% 0.35%
$10,000-24,999.99 0.40% 0.40%
$25,000-49,999.99 0.45% 0.45%
$50,000-99,999.99 0.50% 0.50%
$100,000-249,999.99 0.65% 0.65%
$250,000.00 and up 0.70% 0.70%

$10,000 to open and the minimum blance required to avoid a monthly service charge of $25.00