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Rates

See how much you stand to earn. Find interest rate information for deposit accounts, certificates of deposit, and money markets.

APY = Annual Percentage Yield. Rates effective as of 10/24/2018. Fees may reduce earnings.

Deposit Accounts

Account Interest Rate APY
SuperNOW 0.05% 0.05%
Savings Accounts1 0.10% 0.10%
Christmas Club 0.10% 0.10%

1 $25 to open and the minimum balance required after 30 days from opening to avoid a monthly service charge of $2.58.

Certificates of Deposit (CDs)

Special Term Interest Rate1 APY Minimum Opening Deposit
18 Months 2.25% 2.27% $500
Term Interest Rate1
APY Minimum Opening Deposit
6 Months .90% .90% $500
12 Months 1.50% 1.50% $500
2 Years 1.50% 1.51% $500
3 Years 1.75% 1.76% $500
5 Years 2.50% 2.52% $500

1 Relationship Rates: Relationship is defined as having another deposit account or loan with Farmers State Bank of Calhan, Ellicott and Falcon.

Penalties apply for early withdrawal. At the time of the CD’s renewal, the following renewal terms will apply:

  • Standard Term CDs will automatically renew on the maturity date.
  • Each renewal term will be the same as the original one, beginning on the maturity date.
  • If the original CD term is less than one (1) year, and it is not a CD Special, you can make additional deposits to the CD.
  • CD specials renew at the closest lower standard term: for example, a nine (9) month special will renew at a six (6) month term.
  • Rates are subject to change without notice.
  • Limited time offer.

Money Market

Balance Rate APY
Up to $999.99 0.20% 0.20%
$1,000.00-4,999.99 0.20% 0.20%
$5,000.00-9,999.99 0.30% 0.30%
$10,000.00-24,999.99 0.40% 0.40%
$25,000.00-49,999.99 0.70% 0.70%
$50,000.00-99,999.99 0.85% 0.85%
$100,000.00 and up 1.00% 1.00%

$1,000 to open and the minimum balance required to avoid a monthly service charge of $10.00.

Premier Money Market

Balance Interest Rate APY
Up to $10,000 0.35% 0.35%
$10,000-24,999.99 0.40% 0.40%
$25,000-49,999.99 1.00% 1.01%
$50,000-99,999.99 1.20% 1.21%
$100,000-249,999.99 1.30% 1.31%
$250,000.00 and up 1.40% 1.41%

$10,000 to open and the minimum balance required to avoid a monthly service charge of $25.00