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Home Improvement Loans

If you’re binge watching all the latest home improvement shows, it's time to start a project of your own — at a competitive rate.
Summary
  • Competitive interest rates for a wide range of home improvement projects
  • A wide range of terms customized to your unique situation
  • Affordable payments
  • Prompt, local decision-making and processing
  • Detailed, attentive service from start to finish
Home Equity Loans

Home ownership has its advantages, like the ability to borrow by using built-up equity. Unlike a regular unsecured loan, a Home equity Loan from FSB offers a competitive rate, and the interest may be tax deductible.* You can pay for just about any need — whether it’s a medical emergency, debt consolidation, home improvements, and more.

  • Use home equity loans to finance various projects
  • Leave savings and emergency funds intact
  • Competitive interest rates
  • Flexible terms for affordable payments
  • Potential tax advantages*
  • No prepayment penalty
  • Receive funds in one lump sum
  • Prompt, local decision-making and processing
  • Detailed, attentive service from start to finish

*Consult a tax advisor.

Home Equity Line of Credit (HELOC)

If you have ongoing needs that go beyond a one-time loan — but don’t want to resort to your credit card — a home equity line of credit (HELOC) may be your answer. Unlike a lump sum payout, a HELOC offers a revolving source of financing that replenishes for future borrowing as you repay your balance.

  • Competitive interest rates for a wide range of ongoing expenses:
    • Home improvements
    • Medical expenses
    • Renovation projects
    • And much more!
  • Direct, anytime access to funds without reapplying
  • Revolving credit — when you repay, your limit is replenished for future borrowing
  • Affordable payment plans
  • Only pay interest on the part that's used
  • The interest paid may be tax deductible*
  • Prompt, local decision-making and processing
  • Detailed, attentive service from start to finish

*Consult a tax advisor.