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Operating Lines of Credit

FSB is here to support your short- or long-term financing needs. Count on our operating line of credit to get you capital quickly.
Summary
  • Capitalize on opportunities and cover unexpected expenses
  • Can be used to finance a wide range of seasonal or ongoing needs
  • Immediate access to funds when needed
  • Improve cash flow capabilities
  • No need to reapply to re-access funds
  • Use funds as needed instead of lump sum
  • Pay interest only on the amount you use
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
Getting Started

FSB offers revolving, committed, and floorplan lines of credit. As a general rule, lines of credit have a maturity of one year or less with interest paid monthly.

Below is a list of the information that you will need to provide to apply for a Line of Credit. This information enables us to better understand your business and how it operates.

  • The last 3 years Personal Tax Returns
  • The last 3 years of Business Tax Returns (if a separate return is filed)
  • Annual Financial Statements for the past three fiscal years
  • Personal Financial Statement

To speak with a loan officer, contact an FSB branch. To save time, download an online printable application (PDF).