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If you have outgrown your current facilities, count on FSB for the financing to make your expansion plans a reality.

Switch Kit

  • Customized commercial real estate loan solutions
  • Cover a number of business real estate needs, including:
    • Purchases
    • Rental income properties
    • Business acquisition loans
    • Expansion loans
    • Refinancing options available
  • Fixed and adjustable annual percentage rates
  • Flexible term options
  • Construction loans also available
  • Prompt, local decision-making and processing
  • Detailed, attentive service from start to finish

FSB provides financing for real estate purchases, refinances and cash-out loans. Residential rental loans may be amortized up to 30 years. The loan amount cannot exceed 80% of the appraised value of the property. Large acreage parcels of more than 40 acres have a maximum loan to value of 65%.

Below is a list of the information that you will need to provide to apply for a Real Estate Loan. This information enables us to better understand your business and how it operates.

  • The last 3 years Personal Tax Returns
  • The last 3 years of Business Tax Returns (if a separate return is filed)
  • Current Financial Statement
  • Personal Financial Statement

To speak with a loan officer, contact an FSB branch. To save time, download an online printable application (PDF).