Commercial Real Estate Loans
If you have outgrown your current facilities, count on FSB for the financing to make your expansion plans a reality.
- Customized commercial real estate loan solutions
- Cover a number of business real estate needs, including:
- Rental income properties
- Business acquisition loans
- Expansion loans
- Refinancing options available
- Fixed and adjustable annual percentage rates
- Flexible term options
- Construction loans also available
- Prompt, local decision-making and processing
- Detailed, attentive service from start to finish
FSB provides financing for real estate purchases, refinances and cash-out loans. Residential rental loans may be amortized up to 30 years. The loan amount cannot exceed 80% of the appraised value of the property. Large acreage parcels of more than 40 acres have a maximum loan to value of 65%.
Below is a list of the information that you will need to provide to apply for a Real Estate Loan. This information enables us to better understand your business and how it operates.
- The last 3 years Personal Tax Returns
- The last 3 years of Business Tax Returns (if a separate return is filed)
- Current Financial Statement
- Personal Financial Statement