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IMPORTANT: These are our general policies and are subject to change for each trip. Please check the kiosks in our bank lobbies for the policies on each individual trip. 

Consumer Disclosure Notice

Please read this notice — it constitutes part of your contract for travel related services.

Neither Farmers State Bank of Calhan/Ellicott/Falcon (FSB) and Awaiting Adventures (Agency), their affiliated entities and their respective employees, share holders, officers, directors, successors, agents, and assigns, own or operate any person or entity which is to or does provide goods or services for these trips, Because neither maintains any control over the personnel, equipment, or operations of these suppliers, neither FSB nor Agency assumes responsibility for and cannot be held liable for any personal injury, death, property damage or other loss, accident, delay, inconvenience, or irregularity which may be occasioned by reason of (1) any wrongful, negligent, willful or unauthorized acts or omissions on the part of any of the suppliers or other employees or agents, (2) any defect in or failure of any vehicle, equipment, or instrument owned, operated or otherwise used by any of these suppliers, or (3) any wrongful, willful or negligent act or omission on the part of any other party not under the supervision and control of FSB or Agency. Additionally, neither FSB nor Agency shall be responsible for any injuries, damages, or losses caused to any traveler in connection with terrorist activities, social or local laws, climatic conditions, abnormal conditions or developments, or any other actions, omissions, or conditions outside the travel agent's control. All services and accommodations are subject to the laws of the state and country in which they are provided. FSB and agency reserve the right to make changes in the published itinerary whenever, in their sole judgment, conditions warrant, or if they deem it necessary for the comfort, convenience, or safety of the tour. They reserve the right to refuse any person the right to join a tour, or to require any participant to withdraw from a tour at any time, when such action is determined by the tour manager to be in the best interests of the health, safety, and general welfare of the tour group or of the individual participant. Neither does FSB or Agency accept liability for any carrier's cancellation penalty incurred by the purchase of non-refundable airline or other ticket to the tour departure city and return otherwise. Baggage and personal effects are the sole responsibility of the owner at all times. Participants my be photographed for the promotional purposes of FSB or Agency. Arbitration - I agree that any dispute concerning, relating, or referring to this contract, the brochure or any other literature concerning my trip, or the trip itself, shall be resolved exclusively by binding arbitration according to the existing rules of the American Arbitration Association in the State of Colorado. Such proceeding will be governed by substantive Colorado law. Payment of any monies to FSB or Agency constitutes acceptance of these terms and conditions.

Cancellation Policy 

A full refund, less the travel insurance amount, will be made for written cancellations received by at least 80 days prior to departure date.

Please send cancellations to this mailing address:

Farmers State Bank
Attn: Travel Club
PO Box 9
Calhan, CO 80808

Cancellations after this date will be paid in full, less travel insurance, for covered reasons as stated in your travel insurance policy.

Questions or for more information:

Email: [email protected]


  • Calhan: (719) 347-2727
  • Ellicott: (719) 683-3999
  • Falcon: (719) 495-3650