Rates

Certificates of Deposit (CD) *
Interest Rate

APY¹

Minimum Opening Deposit

Relationship Rates**

15 & 18 Months Relationship CD Call your FSB for details

3 Months 0.65 0.65 $500

6 Months 0.85 0.85 $500

12 Months 1.00 1.00 $500

2 Years 1.50 1.50 $500

30 Months 1.59 1.59
$500

3 Years 1.74 1.74
$500

5 Years 2.47 2.49
$500

*See Terms & Conditions Listed Below
**Relationship is defined as having another deposit account or loan with Farmers State Bank of Calhan

***Rates are effective as of August 20, 2010 and are subject to change without notice.***

Money Market Interest Rate
APY¹

Up to $999.99 0.25 0.25

$1,000.00-4,999.99 0.25 0.25

$5,000.00-9,999.99 0.30 0.30

$10,000.00-24,999.99 0.40 0.40

$25,000.00-49,999.99 0.55 0.55

$50,000.00-99,999.99 0.55 0.55

$100,000.00 and up 0.70 0.70

Premier Money Market Accounts

< $10,000 0.30 0.30

$10,000-24,999.99 0.50 0.50

$25,000-49,999.99 0.60 0.60

$50,000-99,999.99 0.65 0.65

$100,000-249,999.99
0.90 0.90

>$250,000.00 0.95 0.95

Interest Rate APY¹

SuperNOW 0.25 0.25

Savings Accounts² 0.25 0.25

Christmas Club 0.75 0.75

¹ Annual Percentage Yield
²$25 Minimum balance required after 30days from opening to avoid a monthly service charge of $2.58.
*Terms and Conditions
Penalties apply for early withdrawal.
At the time of the CD’s renewal, the following renewal terms will apply:
         Standard Term CDs will automatically renew on the maturity date.
             Each renewal term will be the same as the original one, beginning on the maturity date.
             If the original CD term is less than one (1) year, and it is not a CD Special,
                you can make additional deposits to the CD.
       CD specials renew at the closest lower standard term: for example, a nine (9) month special
           will renew at a six (6) month term.
Rates are subject to change without notice.
Limited time offer.
Contact any of our three branches for more information about fees and terms.