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| Certificates of Deposit (CD) * |
Interest Rate
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APY¹
|
Minimum Opening Deposit
|
Relationship Rates**
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|
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| 3 Months |
0.20 |
0.20 |
$500 |
| 6 Months |
0.30 |
0.30 |
$500 |
| 12 Months |
0.50 |
0.50
|
$500 |
| 2 Years |
0.75 |
0.75 |
$500 |
| 30 Months |
0.75 |
0.75
|
$500 |
| 3 Years |
1.00 |
1.00
|
$500 |
| 5 Years |
1.50 |
1.50
|
$500 |
*See Terms & Conditions Listed Below
**Relationship is defined as having another deposit account or loan with Farmers State Bank of Calhan
***Rates are effective as of September 18, 2012 and are subject to change without notice.***
| Money Market2 |
Interest Rate |
APY¹
|
| Up to $999.99 |
0.10 |
0.10 |
| $1,000.00-4,999.99 |
0.10 |
0.10 |
| $5,000.00-9,999.99 |
0.10 |
0.10 |
| $10,000.00-24,999.99 |
0.15 |
0.15 |
| $25,000.00-49,999.99 |
0.20 |
0.20 |
| $50,000.00-99,999.99 |
0.25 |
0.25 |
| $100,000.00 and up |
0.30 |
0.30 |
| Premier Money Market Accounts3 |
|
|
| < $10,000 |
0.10 |
0.10 |
| $10,000-24,999.99 |
0.20 |
0.20 |
| $25,000-49,999.99 |
0.25 |
0.25 |
| $50,000-99,999.99 |
0.30 |
0.30 |
|
$100,000-249,999.99
|
0.35 |
0.35 |
| >$250,000.00 |
0.40 |
0.40 |
| |
Interest Rate |
APY1 |
| SuperNOW |
0.05 |
0.05 |
| Savings Accounts4 |
0.10 |
0.10 |
| Christmas Club |
0.10 |
0.10 |
1 Annual Percentage Yield
2 $1,000 to open and the minimum balance required to avoid a monthly service charge of $10.00.
3 $10,000 to open and the minimum blance required to avoid a monthly service charge of $25.00
4 $25 to open and the minimum balance required after 30days from opening to avoid a monthly service charge of $2.58.
*Terms and Conditions
Penalties apply for early withdrawal.
At the time of the CD’s renewal, the following renewal terms will apply:
Standard Term CDs will automatically renew on the maturity date.
Each renewal term will be the same as the original one, beginning on the maturity date.
If the original CD term is less than one (1) year, and it is not a CD Special,
you can make additional deposits to the CD.
CD specials renew at the closest lower standard term: for example, a nine (9) month special
will renew at a six (6) month term.
Rates are subject to change without notice.
Limited time offer.
Contact any of our three branches for more information about fees and terms.
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