Unlock the equity in your home with an FSB Home Equity Loan.  Home Equity Loans generally provide the cheapest source of borrowing for a consumer due to the beneficial tax status.  For most consumers, the interest you pay is tax deductible.*  This means that your effective rate on a Home Equity Loan is reduced by your effective tax rate.  For example:

  

If your marginal tax rate is:	And the Home Equity rate is:	You are effectively borrowing at:
15%	8.0%	6.80%
28%	8.0%	5.76%
33%	8.0%	5.36%

For more information on how FSB can help you tap the potential in your home, visit us at one of our locations.  To save time, online printable applications are available by clicking here.

*Your specific situation may vary, please contact a certified tax professional for a determination of your eligibility.