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- Age requirement 16-21
(Young-adults under the age of 18 are required to have a co-signer)
- No Minimum Balance Required
- No Monthly Service Charge
- Free Debit/ATM Card
- Free Internet Banking
- Free Bill Pay
- Free Telephone Banking
- Free FSB Statement Binder
- Monthly Statements with Check Images
- Unlimited Check Writing with no per Check Charges
- $100 Required to Open Account
Please visit your FSB location!


NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS.
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts (“IOLTAs”).
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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