Privacy Policy

Printable Version

FACTS	WHAT DOES FARMERS STATE BANK OF CALHAN DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and your account balances Payment history and transaction or loss history Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reason Farmers State Bank of Calhan chooses to share; and whether you can limit this charing

Reasons we can share your personal information Does Farmers State Bank share? Can you limit this sharing?

For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No

For our marketing purposes-
to offer our products and services to you Yes No

For joint marketing with other financial companies No We Don't Share

For our affiliates' everyday business purposes-
information about your transaction and experiences No We Don't Share

For our affiliates' everyday business purposes-
information about your creditworthiness No We Don't Share

For non-affiliates to market to you No We Don't Share

Questions? Call (719) 347-2727 or go to www.yourfsb.com

Who we are

Who is providing this notice? Farmers State Bank of Calhan

What we do

How does Farmers State bank protect my perosnal information? To protect your personal information from unauthorizaed access and use, we use security measures that comply with federal law. These measures include computer safequards and secured files and buildings.

How does Farmers State Bank collect my personal information?
We collect your personal information, for example, when you

Open an account or apply for a loan

Deposit money or pay your bills

Use your credit or debit card

Why can't I limit all sharing?
Federal law gives you the right to limit only

Sharing for affiliates' everyday business purposes- information about your creditworthiness

Affiliates from using your information to market to you

Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.

Farmers State Bank of Calhan does not share with our affiliates.

Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Farmers State Bank of Calhan does not share with nonaffiliates so they can market to you.

Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Farmers State Bank of Calhan does not jointly market.